Credit card debt is tough to beat, but you can often negotiate. Credit card negotiation doesn't have to be handled by a company; you can do it yourself. You can lower your principle, interest rates or monthly payments. It just takes some perseverance...

Legal debt control is controversial if you think about it from the point of view of the companies that claim to resolve your debt problems in exchange for a $2,000 payment. Many businesses in this domain of activity are legitimate whereas others hide...

Consolidated credit counseling is there to help you with your debts. They can provide advice for debt relief, help you get organized, manage your finances and offer you a new debt repayment plan with lower interest rates and THAT can help you with your...